Policy Tensor

Share this post

User's avatar
Policy Tensor
Dear Powerball Winner: Ignore the Upshot and Take the Lump Sum

Dear Powerball Winner: Ignore the Upshot and Take the Lump Sum

policytensor
Jan 15, 2016
∙ Paid

Share this post

User's avatar
Policy Tensor
Dear Powerball Winner: Ignore the Upshot and Take the Lump Sum
Share

The Upshot’s advice to the Powerball winner is to forgo the lump sum and take the annuity. The lump sum payout is $930 million before taxes, while the certain annuity pays you (or to your estate if you die) $22.6 million every year for the next 30 years. That is equivalent to holding an ultra-safe asset with an annualized investment return of 2.843%. Th…

Keep reading with a 7-day free trial

Subscribe to Policy Tensor to keep reading this post and get 7 days of free access to the full post archives.

Already a paid subscriber? Sign in
© 2025 Anusar Farooqui
Privacy ∙ Terms ∙ Collection notice
Start writingGet the app
Substack is the home for great culture

Share